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Today, money is tight for many people, causing them to live paycheck to paycheck. That means if something unexpected comes up, these people need to get their hands on some fast cash. The question is where to go and what is the right way to get fast cash. The truth is that there are a number of ways to get hold of money quickly and while some are great solutions, others are costly.
One of the most popular means of getting fast cash is with a payday loan. In this case, money is loaned against an upcoming paycheck. These stores are found all over the city and in most cases, the cash is handed over in a matter of minutes. The advantage to getting fast cash this way is that the person in need of the money only has to supply minimal documentation. All that is required is your name, contact information, and a down payment.
Payday loans are one way of getting fast cash, but they are also expensive. Typically, it would cost a person between $10 and $30 for every $100 borrowed, which is a steep rate. However, when you need money quickly, it is among the most convenient options. A similar option is with a car title loan. For this, the car title is used for collateral. Again, the process is fast and easy, and because there is collateral in this case, the amount of money a person can get is usually much more than that of a payday loan.